The SparkPittsburgh Initiative

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The SparkPittsburgh Initiative is dedicated to uniting individuals and organizations in a collaborative effort to transform healthcare in Western Pennsylvania and beyond. We are bold enough to believe we can change healthcare here and across America. However, we are humble enough to know we can not do so alone.

Our inspiration comes from Harris Rosen of Rosen Hotels, who revolutionized healthcare for his employees through the creation of RosenCare. This employer-sponsored healthcare program has saved over $500 million while delivering high-quality care. Rosen’s visionary use of these savings extended beyond his company, helping to transform the Tangelo Park community in Orlando, FL.

Building on the success of the Spark Pittsburgh Fit City Challenge, we are excited to launch the SparkPittsburgh Initiative. By reinvesting a portion of our stakeholders’ healthcare savings, we aim to fund innovative solutions that address community issues and enhance the current care delivery system. Our goal is for companies to use these savings to benefit their employees and create a positive impact in the community.

To this end, we are partnering with Undue Medical Debt, a remarkable organization tackling the pressing issue of personal medical debt. Our fundraising campaign will culminate with the annual Fit City Challenge from September 1st to 30th, celebrating our collective achievements in economic prosperity and overall well-being.

Starting in Western Pennsylvania and expanding to other cities, the SparkPittsburgh Initiative and SparkAmerica will become a platform for sustainable support and positive, disruptive innovation worldwide.

Join us in being a catalyst for change. Through the SparkPittsburgh Initiative and SparkAmerica, we are committed to the unburdening of medical debt for individuals and families. Every dollar of medical debt we help abolish represents not just immediate economic relief, but a step towards mental peace for those affected, fostering greater financial stability in our community. Together, let’s work towards a future where no one is held back by medical debt, supporting broader efforts to ensure health and prosperity are accessible to all.

To learn more visit our website : www.sparkpittsburgh.com

Campaign Support Recipients

Pennsylvania

Florida

Ohio

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How Undue Works

Over a hundred million Americans, one in three, struggles with the weight of medical debt.

Who We Help

Debt Resources

You make a donation
- We use data analytics to pinpoint the debt of those most in need: households that earn less than 4x the federal poverty level (varies by state, family size) or whose debts are 5% or more of annual income.
Undue buys medical debt at a steep discount
- We buy debt in bundles, millions of dollars at a time at a fraction of the original cost. This means your donation relieves about 100x its value in medical debt.
Together we wipe out medical debt
- People across the country receive letters that their debt has been erased. They have no tax consequences or penalties to consider. Just like that, they’re free of medical debt.

Frequently Asked Questions

Is my donation tax deductible?

Yes. We are a 501(c)(3) charity and your donation is 100% tax deductible.

Who qualifies for medical debt relief?

When we purchase a portfolio of medical debt, we abolish debt for individuals who:

Earn 4x or below the federal poverty level
Have medical debt that is 5 percent or more of their annual income.

We only buy debt that meets at least one of these criteria.

We never collect on debt we purchase, only relieve it.

Do recipients of debt relief have any adverse consequences?

No. With your help, we abolish medical debt permanently. Recipients have no adverse tax consequences, obligations or strings attached.

Medical debt relief is a gift from a detached and disinterested third party (Undue) as an act of generosity, so relief of the debt does not count as income to the debtor. We will not file a Form 1099-C with the IRS.

Can donors see whose debt is relieved by their donation?

Due to HIPAA laws, Undue Medical Debt cannot disclose the names, contact information or any other specific details of the debt relief beneficiaries.

Can I apply for debt relief?

Undue Medical Debt cannot relieve debt by individual request.

While we would love to help everyone who needs assistance, Undue cannot abolish medical debt for specific individuals. We acquire large, bundled portfolios of debt to help thousands of people at once and we can only erase debts that providers like hospitals and physicians are willing to sell to us.

Because medical debt affects so many people who may not have debt accounts in the portfolios we purchase, we have compiled a list of resources that may be able to help.

About Undue

Undue Medical Debt is a national 501(c)(3) nonprofit which leverages donations to buy large, bundled medical debts at steep discounts, providing immediate, no strings attached relief to financially vulnerable families. On average one dollar donated erases $100 of medical debt. We also help people with medical debt share their stories, which informs our approach to fixing the healthcare system, whether by policy solutions or collaborating with likeminded partners.

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